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Defensive Driving Program

Tell your insurance company you're giving yourself a discount!

The defensive driving course is six hour comprehensive awareness course covering road hazards, following distances, braking effectiveness and other common driving issues.

In NJ, the defensive driving course (DDC) has been approved for a 2 point reduction on your DMV license and a 5% discount on personal insurance premiums. This discount is good for three years. It is also worth 6 elective EMT CEU's.

In NY, the defensive driving course has been approved for 10% off your auto insurance policy and a 4 point reduction!


Click here for a schedule of courses, or ask us how to arrange a course in your area!

People who typically take a Defensive Driving course:

  • Younger drivers (high insurance rates)
  • Persons with points on their license
  • Drivers with full coverage (high insurance premiums)
  • Anyone who wants a break on their personal auto premiums
  • Companies with fleets
  • Companies looking for morale builders

E-mail us your questions at jmateus@lessstress.com